To whom is accident insurance relevant?
For any person, but this type of insurance can be especially relevant, if you are engaged in straining manual labour or seriously engaged in a sport.
What is the importance of this insurance?
Accidents can never be predicted, but they may to happen to anyone, both in daily life and at work. Accident insurance provides the payment of monetary compensation for the fact of an injury, to cover the costs of treatment if you have suffered an injury, to compensate for losses if you temporarily lose your ability to work, and so on.
This is definitely important if you are thinking about how your financial situation would change, if you will not be able to work and earn income for some time or at all.
Insurance coverage can include:
- Bone fractures;
- Injuries (including by animals’ bite);
- Poisoning (by gas, chemicals, toxic substances or poisonous plants);
- Burns and frostbite;
- Medical expenses;
- Hospitalization costs;
- Payment of daily allowance for each day of temporary incapacity for work;
- Compensation in the event of invalidity or death;
- Other risks.
The territory of insurance coverage is possible in Latvia, the EU and elsewhere in the world.
Our insurance brokers will advise you and help you to choose the most suitable insurance solution, taking into account several personal factors (lifestyle, age, etc.) and the determined sum insured and selected insurance risks.