Aviation Hull is like KASKO for you Porsche, sweet payments without any visible purpose. That is, until something happens. Unlike with your earthly car, aviation accidents tend to have more serious consequences for the airplane.
Hardly ever you just knock off a blinker or something like that, as could happen on the road. Also, repairs can’t be done by any village smith, it takes a more costly but trained and examined professional to put pieces back together. All that comes with a price tag you don’t want to imagine without being properly insured. Some insurers might for example limit compensations to different parts of craft in various ways. It is therefore a good idea to have us to see that you get a hassle-free policy with state-of-the-art pricing and other qualities.