To whom is health insurance relevant?
To any person, whether a legal person or a private person, who cares about the health of their employees and their personal health.
What is the importance of this insurance?
Health insurance will protect you from unforeseen expenses in case of maintaining health or illness. Illness affects not only the particular person and his family, but also the interests of the employer. Health insurance is not only an additional bonus for the employees, but also a benefit for the company, so that its employees are healthy, motivated and productive, and they can recover and return to work faster. Republic of Latvia provide for several tax reliefs for employers paying for health insurance for its employees, , such as the insurance premium is not subject to corporate income tax (the company’s profit may be reduced by insurance premium payments), etc.
Insurance coverage can include:
- Patient contributions;
- Paid outpatient treatment (doctor’s consultations, manipulations, diagnostic examinations and others);
- Paid inpatient treatment (operations, wards of increased comfort, examinations prescribed by a doctor);
- Outpatient rehabilitation (massages, medical gymnastics, physical therapy, etc.);
- And other expenses.
The territory of insurance coverage may be Latvia, the EU and elsewhere in the world.
Our insurance brokers will provide you with a full-fledged market overview and help you to choose the most appropriate insurance solution, as well as, if necessary, represent your interests in communication with the insurance company.